Michael has worked in the mortgage industry since 2003, and joined the Hart Financial team in the spring of 2006 as a loan specialist. He's has been trained in all aspects of the mortgage loan business, including loan origination and processing. He's well-versed in the Calyx point loan origination software. Michael works with many different underwriters from a wide variety of lenders, and he knows what the industry is looking for when it comes to putting together a clean loan package to ensure a successful loan. Michael specializes in all types of loan programs; from conventional 30-year fixed to government loans, as well as hybrid adjustable rate loans (ARMs). Whether you’re purchasing or refinancing, he will work hard to ensure that you have the best possible loan to fit your specific needs.


