Important things to consider:
- You have assets and income to protect against risk of catastrophic Long-Term Health Care expenses.
- You want to help protect your family from the burden of possible Long-Term Health Care expenses.
- You want to have greater control over the quality and type of long-term health care you receive, should the need arise.
Assurity’s Long-Term Health Care Insurance (LTHCI) gives you two coverage options. Both options pay 100 percent of actual expenses up to your selected daily benefit.
- Facility Care Only Option (FC): Includes care in a nursing facility or assisted living facility.
- Comprehensive Option Facility Care and Home and Community Based Care (HCBC) (available for additional premium):
- Includes care in a nursing or assisted living facility, as well as care in your home ore in the community, including hospice care.
- Provides respite care so the primary caregiver in your home can be relieved by another caregiver. HCBC also includes training for you informal caregiver.
Plus, there are 12 riders to choose from! You can customize the product to fit your individual needs!
Assurity’s LTHCI policy offers some of the best, most wide ranging benefits in the industry. The following benefits are included at no extra cost in both LTCHI plans available from Assurity:
- Waiver of Premium/Joint Waiver of Premium
- Bed Reservation
- Alternative Plan of Care
- Optional Personal Care Advisor
- Optional Care Coordinator
- Guaranteed Renewable for Life
This is a brief description of benefits; please consult the policy or an agent in the Hart Financial office for exclusions, limitations and additional information.
Office: (970) 330-3730
Toll free: (888) 422-1921
